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according to these 2 images. i have perfect payment from Equifax but there are 3 missed payments from Transunion that i couldnt find nor knowing where are they from? can missed payments coming from closed paid accounts??
Thanks
Yes, late payments can be from closed paid accounts.
I recommend you go directly to Transunion and pull your report. It's free.
Their report will list any derogatory account(s), open or closed, right at the top of the accounts section of the report. Look under the heading that says "Accounts with Adverse Information". Can't miss it.