which date counts??

Anonymous · ‎08-17-2008

On collections which date is used to decide the most recent collection?? Date reported? Date assigned? I want to make sure I am tackling my most recent collections first.

Thanks.

Anonymous · ‎08-17-2008

Date reported would give you the newest collection reported to the CRA. That is the one you want to deal with first.

Anonymous · ‎08-17-2008

You still need DOFD/DOLA. that will give you the drop date and SOL.

The OC assigns this. Is the OC reporting?

Anonymous · ‎08-17-2008

The CA is the one reporting. They are medical collections that I am working on the hipaa process. I just want to be sure I am starting with the most recent as I pay them. There are a few within the last 24 months.

What about an acct that is over 2 years old? It is the only collection account on her CR and it is paid. Is that still hurting the score?

fused · ‎08-17-2008

neednewcredit wrote:

The CA is the one reporting. They are medical collections that I am working on the hipaa process. I just want to be sure I am starting with the most recent as I pay them. There are a few within the last 24 months.

What about an acct that is over 2 years old? It is the only collection account on her CR and it is paid. Is that still hurting the score?

Have her begin with letter #1, the pre-HIPAA dispute letter, and send it to the CRAs CMRRR.