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I had an old Chase account that I GW'd about too, about a month ago - and it worked!!
I actually sent the GW letter by fax to Chase Bank/Bank One Card Services: Fax # 888/643-9628 and just addressed it to "Credit Dispute Dept."
Worked beautifully. Hope it will work for anyone else who may need it!! Good luck!
@Anonymous wrote:
Lastly, be persistant. Send a letter every week. You ever see Shawshank Redemption? "If I send them a letter a week, they can't ignore me forever". That's the truth. Sooner or later your letter will fall into the hands of someone willing and able to help. Don't get discouraged.
Should I send the exact same letter or should I pleed with them more and more? Like with every letter just say, "this is the 4th time writing to you, and I am desperatly looking for some compassion. I need these accounts off my credit report so I can buy my first home. Please, please, please.....I beg you to remove these charged-off accounts from my credit report. You will make me the happiest person in the world! I can't purchase my dream house with these accounts listed on my credit report." etc...
Lucent,
Do you know if that address you provided works for home phone service from Verizon also? I have a home phone account i'm having problems getting deleted. It was paid in full about 3 years ago I keep disputing and not getting anywhere with them. I had 2 accounts on file got one deleted. I'm willing to write GW to that address if it helps.
Thanks
i have a paid verizon coolection on my credit report but i am pissed off at how they have lied to me thay told me when i pay their collection agncy which they never even sent me a bill in the mail and when i called they said i should be receiving it and never did anyways they told me when you pay the collection agncy ic systems we will remove this entire derrogatory account of your report so i call ic system and informed them and they told me ok maam so if thats what verizon told you you mus t pay us so i pay them the full balance in full and when i come to chek my credit its still on thieir with the only differnce as paid but this is still hurting my credit score and after they even told me when i paid that they would remove it and never did so i call the recovery department and this rude representative told me no we will not remove this off your credit report because this is valid but i told her maam you guys told me when i pay your collection agncy that you would remove this off my report and i paid it and you never did and then she tells me we dont listen to customers stop insisting becasue i will not remove this off your credit report and then hanged up the phone on me this company ( verizon wireless ) is very RUDE!!! and i dont know what else to do ive write them letters which they never even bother to respond to any of them they just ignore them i believe and they treat me in a not professional manner !! i am pissed off and i need advice on how to get this paid collection off my credit report as i was told from the beginning would someone please give me some advice i would really appreciate it