Need HIPAA help from fused!

[Anonymous]

I have read and re-read the HIPAA sticky to avoid asking a question that has already been answered..to no avail. Here's the question: I have a medical collection that is PAID reporting as UNPAID.  I did the pre-HIPAA dispute letter to Equifax. They came back "verified"  "Equifax verified that this account belongs to you."  I had the HIPPA letter to the OC prepared, then received the dispute results from EQ.  I'm not sure which letter to use because there are two issues here. Do I just use #3- Alternative DV Letter to CA?

Thanks a bunch!

[Anonymous]

Is this reporting only on TU and EQ?   If you did NOT receive anything from the CA after the dispute was filed then you would use Scenario # 3.

[Anonymous]

One collection is reporting only to EQ. The tricky thing about it is that it was "paid" by taking my state tax refund.  So I never received anything from the CA. They probably don't even know it's paid, as the payment went straight to the OC.

The other one is for $279 and is reporting to all 3 CRAs.

[Anonymous]

send the CA   Scenario #2.   

I would think that the CA knows that it was paid because the OC had to pay them. Do not tell them anything! Just mail the DV as it reads. 

[Anonymous]

Thanks so much, HappyDays!  I'll get those letters out Monday!  Appreciate your help!

[Anonymous]

You are very welcome and Good luck.