My son has medical debt on his credit report from a car accident that he was in his friends car and it should of been paid by his friends insurance. They were given all the information. The accident was in 2004 and wondering if there is a SOL for this in New York. Appreciate any information you can send me. Also my husband has medical bills for my younger son as he was playing hockey and got hurt and we were told that the USA Hockey insurance would pay for it and they never did so it ended up in my husband's credit report. I wrote an email to USA Hockey but never heard from them. I am thinking I should use there address and send them copies of everything we have and see if we can get this off his credit report. Thanks.