And their new DC card is surely not a TRUE 2% cash back card
My 1st monthly statement cut today, and I only received 1% cash back on all my purchases and ~ 50% cash back on my payments.
Being that I had a few pending charges not cleared before my closing date, I was not able to pay my entire balance by the closing date.
So it appears, in order to receive a TRUE 2%, one must pay their entire balance by closing date, but the catch is, Citi does not allow one to!!!!!
They're not trying to hide anything. It says right there on the site 1% at purchase and 1% as you pay over time or in full.
@L-TWT wrote:And their new DC card is surely not a TRUE 2% cash back card
My 1st monthly statement cut today, and I only received 1% cash back on all my purchases and ~ 50% cash back on my payments.
Being that I had a few pending charges not cleared before my closing date, I was not able to pay my entire balance by the closing date.
So it appears, in order to receive a TRUE 2%, one must pay their entire balance by closing date, but the catch is, Citi does not allow one to!!!!!
Not really understanding how Citi doesnt allow one to pay their balance by the closing date. If one is aware of their closing date then one should probably be prepared to not have pending charges around that time....the terms seem pretty straight forward and clear to me. 
@Anonymous wrote:
@L-TWT wrote:And their new DC card is surely not a TRUE 2% cash back card
My 1st monthly statement cut today, and I only received 1% cash back on all my purchases and ~ 50% cash back on my payments.
Being that I had a few pending charges not cleared before my closing date, I was not able to pay my entire balance by the closing date.
So it appears, in order to receive a TRUE 2%, one must pay their entire balance by closing date, but the catch is, Citi does not allow one to!!!!!
Not really understanding how Citi doesnt allow one to pay their balance by the closing date. If one is aware of their closing date then one should probably be prepared to not have pending charges around that time....the terms seem pretty straight forward and clear to me.
I believe that is only on the first statement.
@jsucool76 wrote:
@Anonymous wrote:
@L-TWT wrote:And their new DC card is surely not a TRUE 2% cash back card
My 1st monthly statement cut today, and I only received 1% cash back on all my purchases and ~ 50% cash back on my payments.
Being that I had a few pending charges not cleared before my closing date, I was not able to pay my entire balance by the closing date.
So it appears, in order to receive a TRUE 2%, one must pay their entire balance by closing date, but the catch is, Citi does not allow one to!!!!!
Not really understanding how Citi doesnt allow one to pay their balance by the closing date. If one is aware of their closing date then one should probably be prepared to not have pending charges around that time....the terms seem pretty straight forward and clear to me.
I believe that is only on the first statement.
What he is saying is, because those charges were pending, he wasn't able to pay them and recieve the other 1% in time before the statement cut.
@kostyan1992 wrote:
@jsucool76 wrote:
@Anonymous wrote:
@L-TWT wrote:And their new DC card is surely not a TRUE 2% cash back card
My 1st monthly statement cut today, and I only received 1% cash back on all my purchases and ~ 50% cash back on my payments.
Being that I had a few pending charges not cleared before my closing date, I was not able to pay my entire balance by the closing date.
So it appears, in order to receive a TRUE 2%, one must pay their entire balance by closing date, but the catch is, Citi does not allow one to!!!!!
Not really understanding how Citi doesnt allow one to pay their balance by the closing date. If one is aware of their closing date then one should probably be prepared to not have pending charges around that time....the terms seem pretty straight forward and clear to me.
I believe that is only on the first statement.
What he is saying is, because those charges were pending, he wasn't able to pay them and recieve the other 1% in time before the statement cut.
I don't know any lender that allows you to pay pending charges. lol
People always need something to complain about though.
@jsucool76 wrote:
@kostyan1992 wrote:
@jsucool76 wrote:
@Anonymous wrote:
@L-TWT wrote:And their new DC card is surely not a TRUE 2% cash back card
My 1st monthly statement cut today, and I only received 1% cash back on all my purchases and ~ 50% cash back on my payments.
Being that I had a few pending charges not cleared before my closing date, I was not able to pay my entire balance by the closing date.
So it appears, in order to receive a TRUE 2%, one must pay their entire balance by closing date, but the catch is, Citi does not allow one to!!!!!
Not really understanding how Citi doesnt allow one to pay their balance by the closing date. If one is aware of their closing date then one should probably be prepared to not have pending charges around that time....the terms seem pretty straight forward and clear to me.
I believe that is only on the first statement.
What he is saying is, because those charges were pending, he wasn't able to pay them and recieve the other 1% in time before the statement cut.
I don't know any lender that allows you to pay pending charges. lol
People always need something to complain about though.
AMEX