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Credit Card Approval Program

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PlasticOrPlastic
Established Contributor

Credit Card Approval Program

So we all know the feeling you get when you apply for that shiny new card, the moment that Congratulations screen pops up the smile comes across our faces.  Problem is you might just want that "high" you might not even use the card.  And lets not even mention those gardeners out there...no apps for months and months?!  Well I was bored at work and decided to use some of my free time to create some software that lets you "apply" for credit.  It starts out with some simple questions, and eventually asks you for your estimated (or exact) credit score.  This sets up a baseline for your profile.  Now of course this program doesnt actually apply for the cards, or have any tie to your personal information, but thats what makes it fun.  From there you can apply to cards you've always wanted, or those you may never get Centurion anybody? 

 

It then approves or denies you based on your profile, now of course you can pad that anyway you like to keep those approvals coming Smiley Happy I'm actually impressed with how satisfying this has turned out to be (also got me some bonus points at school).  It even keeps track of your denials and approvals.  Sadly this is the only way I can get approved for a Chase card lol so I'll take it for now!  A friend of mine is working to turn it into a app/simulator on the app store so it should be available soon for your entertainment pleasure. 

Message 1 of 5
4 REPLIES 4
ambivalent
Established Contributor

Re: Credit Card Approval Program

Let me know when it's available.  I need it!

Aiming for 700 across FICO 8 and $150K TCL
Message 2 of 5
PlasticOrPlastic
Established Contributor

Re: Credit Card Approval Program


@prettylady wrote:

Let me know when it's available.  I need it!


Will do prettylady!

Message 3 of 5
14Fiesta
Established Contributor

Re: Credit Card Approval Program


@EndlessRoad wrote:

So we all know the feeling you get when you apply for that shiny new card, the moment that Congratulations screen pops up the smile comes across our faces.  Problem is you might just want that "high" you might not even use the card.  And lets not even mention those gardeners out there...no apps for months and months?!  Well I was bored at work and decided to use some of my free time to create some software that lets you "apply" for credit.  It starts out with some simple questions, and eventually asks you for your estimated (or exact) credit score.  This sets up a baseline for your profile.  Now of course this program doesnt actually apply for the cards, or have any tie to your personal information, but thats what makes it fun.  From there you can apply to cards you've always wanted, or those you may never get Centurion anybody? 

 

It then approves or denies you based on your profile, now of course you can pad that anyway you like to keep those approvals coming Smiley Happy I'm actually impressed with how satisfying this has turned out to be (also got me some bonus points at school).  It even keeps track of your denials and approvals.  Sadly this is the only way I can get approved for a Chase card lol so I'll take it for now!  A friend of mine is working to turn it into a app/simulator on the app store so it should be available soon for your entertainment pleasure. 


AMEX CENTURION APPROVED

 

 

I just applied for the AMEX Centurion and was approved. Here are my specs below:

 

 

AAoA: 4 Months

Oldest Account: 4 Months

FICO EX: Not Scoreable

Income: $12,000 Annual

3 Inquiries

 

 

I was able to call in and have the initiation fee waived and the annual fee has been permanently re-adjusted to $175 a year. They also bumped up the rewards structure to 5X base MR points on everything, and 10X MR points on purchases that happen between 7AM and 10PM M-F. I am so happy I cannot thank you guys enough for encouraging me to apply for this card. Smiley Wink

 

 

But seriously though. I cannot wait to see you release this program. It sounds addicting! Smiley Happy






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 4 of 5
myjourney
Super Contributor

Re: Credit Card Approval Program


@14Fiesta wrote:

@EndlessRoad wrote:

So we all know the feeling you get when you apply for that shiny new card, the moment that Congratulations screen pops up the smile comes across our faces.  Problem is you might just want that "high" you might not even use the card.  And lets not even mention those gardeners out there...no apps for months and months?!  Well I was bored at work and decided to use some of my free time to create some software that lets you "apply" for credit.  It starts out with some simple questions, and eventually asks you for your estimated (or exact) credit score.  This sets up a baseline for your profile.  Now of course this program doesnt actually apply for the cards, or have any tie to your personal information, but thats what makes it fun.  From there you can apply to cards you've always wanted, or those you may never get Centurion anybody? 

 

It then approves or denies you based on your profile, now of course you can pad that anyway you like to keep those approvals coming Smiley Happy I'm actually impressed with how satisfying this has turned out to be (also got me some bonus points at school).  It even keeps track of your denials and approvals.  Sadly this is the only way I can get approved for a Chase card lol so I'll take it for now!  A friend of mine is working to turn it into a app/simulator on the app store so it should be available soon for your entertainment pleasure. 


AMEX CENTURION APPROVED

 

 

I just applied for the AMEX Centurion and was approved. Here are my specs below:

 

 

AAoA: 4 Months

Oldest Account: 4 Months

FICO EX: Not Scoreable

Income: $12,000 Annual

3 Inquiries

 

 

I was able to call in and have the initiation fee waived and the annual fee has been permanently re-adjusted to $175 a year. They also bumped up the rewards structure to 5X base MR points on everything, and 10X MR points on purchases that happen between 7AM and 10PM M-F. I am so happy I cannot thank you guys enough for encouraging me to apply for this card. Smiley Wink

 

 

But seriously though. I cannot wait to see you release this program. It sounds addicting! Smiley Happy


Wow amazing Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 5
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