How many SP do you have?

sparker256 · ‎02-13-2014

I know in the time ive been here i read a lot of people "curve" the hunger of new CC"s by doing pre approvals to see what they could be appoved for.

Knowing that SP dont effect your credit score how many do you have? 10's, 50's, 100's?

Starting Score: 565
Current Score: 645,614,617
Goal Score: 650's

Take the myFICO Fitness Challenge

yudeology101 · ‎02-13-2014

i probably have 500+ lol

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

Repo-ed · ‎02-14-2014

infinite

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

myjourney · ‎02-14-2014

@yudeology101 wrote:
i probably have 500+ lol

500+5 after reading this thread didn't you Yude? Lol

OP I think it's safe to say due to the info from this site we SP a lot around here as well as for some CLI's too

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?