Long Time Lurker, First time Poster..
Thank you for reading my post.
HELLO everybody, just saying Hi for my first post.
I'll be doing some testing with my Credit file in the coming months and I wanted to have a place to document results. Many test have been exhausted on here, but I kinnda wanna see for myself, and maybe my results will help others. Give a little back for all I have learned over the years lurking here. Thank you to ALL who unselfishly take time to share their experience and knowledge.
The FAKO's have me at 800+, I'll sign up for 3B Premier to keep track and see where I really am.
I plan to go from AZEO 1% to AZ (nothing reported in Dec.) then back to AZEO 1%.
I'm prepared for the temporary hit I read about on here. Will post my results.
also, I plan to drop my 19 year old...oooh nooo, I know I know, but she never grows no matter how hard I use her. I'll explain more when I post about that one.
and.. I cant figure out why my auto loan mo. payment decreased by 50 bucks a month. Not complaining (should I?) I'll post with data points and details another time. I might need some help figuring that one out.
For now just saying Hello ; )
FWIW, IIRC my DW is AU on my SD'd FU no MF 11K CL CC
now I sound like you guys 
