Most cash back in a year

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
I have literally gone from paying with debit every single time to paying with credit every single time. I never pay anything with cash or debit anymore including my rent. I've accumulated $1,350 this month, BUT that includes $1000 in welcome bonuses.

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That's exactly how I am. If I could pay my mortgage and car notes on it I would too! 

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You can....just may not be cost effective:

https://www.chargesmart.com/

People were also paying their mortgages through Bluebird (not sure if this still works)

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Well, my mortgage through my credit union requires direct deposit.

[tacpoly]

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@Anonymous wrote:
You guys put some serious use on your cards lol. I got 18$ back on my discover this month and thought I was rich!

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it's not how much you put through credit cards, but how much you keep in the bank that counts.

[Anonymous]

Elaborate

[Christina_xyt]

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@Anonymous wrote:
In the last 11 months including bonuses I've accumulated
220,000 UR's (155,000 bonus)
160,000 MRs (130,000 bonus)
$3,000 cash back from discover ($1500 mainly from 10% Apple Pay promo then doubled for double cash promo although I won't receive this second $1500 until June)
50,000 SPG points (30,000 bonus)
and a few thousand other random points

Should have a value of around $8-10,000 and I haven't churned a single card. Just started getting into rewards about 12 months ago...I'm sure next year won't be as lucrative, not planning on closing any but maybe need to add a Citi card or 3

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Isn't the max you can get from Apple Pay is only 1000? How did you get 1500?

[lord_kinbote]

Just cashed in 700 dollars on Citi DC, 400 on Discover and 250 on Amex for 2015 +2 months of 2016 usage. Those are the only three cash back cards I have. The biggest one this year was about 80k UR points.

[Anonymous]

My wife and I both got a new discover card this year and that $3000 is actually a combo of the 2. It was actually about $800 from Apple Pay on my card and $400 on hers and then about $300 from 5% and portal purchases.

[Anonymous]

Gee willickers batman! You guys are racking up! I currently earn about 20-40/month on my disco it and silver surfer. $102.xx sitting on discover and $135.xx sitting on my quicksilver. Thankfully my disco rewards will double in November 

[Anonymous]

I'm not gonna cash in any discover cash back until my double hits next February. Hopefully I'll have around $500 after the double. And you guys are over here talking about $10000 lmao

[Creditdreamer]

I would be so excited if Discover did another type of bonus like last quarter of last year. I basically didn't buy anything unless I was getting some kind of amazing deal by using Apple Pay or the 5%. With the doubling it really is just nuts. I will have gotten a total of 30% cash back at Macy's. I also got work done on my car and used Apple Pay for an end result of 22% off. Truly amazing.

Do people wait to cash out their cash back? I use it instantly because I like feeling like I'm getting something every month.

[Anonymous]

Yup I wait for mine. I try to think of it like a mini savings account and usually redeem once a year to get a nice little chunk of change