With the hustle and bustle of life sometimes we don't always see what great strides we've taken. So, i would like to congratulate all of those who have taken their credit by the scruff of the neck in 2014, and that continue to try and better it in 2015, and beyond. It's not easy, especially after the good will letters that you spent so much time making sure were just right, were tossed aside, now residing in the trash dump, having never been considered. Yet to march on, against all things, is a positive and something to be proud of.
Consider your back to be patted. Happy New Year to all, and extra kudos to all that search to better their credit and thus themselves.
