@TheOptimusMan wrote:Simple Thread. Which application do you use for your Personal/Business Finances?
Pros & Cons? Anyone use all of them? Comparisons?
A) Manilla
B) Mint
C) Personal Capital
D) Other?
I personally use Manilla, Mint, and DCU's web interface that allows you to see all of your accounts at all of your financial institutions. I think it's called FinanceWorks.
Mint and DCU are good for budgeting, seeing balances, etc. Manilla is better for due dates/seeing statements/etc.
@Anonymous wrote:
@Creditaddict wrote:
@TheOptimusMan wrote:Simple Thread. Which application do you use for your Personal/Business Finances?
Pros & Cons? Anyone use all of them? Comparisons?
A) Manilla
B) Mint
C) Personal Capital
D) Other?
Use to use Mint but use "Personal Capital" now because it seems to link up to more banks although Comenity does not have very many of there cards in it.
It also links up to more bank accounts that mint would not... oh and my car leases work in personal capital too.
If you have a lot of retirement and investments and want to see a TOTAL picture with net worth and alerts of your portfolio moving then personal capital HANDS DOWN...
Personal capital also saves all the data and you can sync up pretty easy to something I believe... Mint is month by month for transactions if I'm not mistaken (unless you load to something else you can't get to the end of the year and say Mint how much did I spend on gas, but personal capital you can.
I had tried Manilla for a minute a year or so ago and I liked it and might have used it if it wasn't for the 3rd party bill pay... I like to log in directly at my bank to do bill pay and I felt like at the time the biggest selling point for manilla was syncing up your bills and paying right from it.
I'm gonna have to jump in and disagree. Mint tends to budget month-by-month (though there's a way you can set budgets to carry over), but there's a whole section called Trends where you can look at how much you've spent on any particular category or merchant monthly, yearly, however you like. You can see graphs of how much your net worth, assets, debts, income, or net income have changed over time, or pie charts of monthly spending.
Also, the investment section isn't half bad, though I haven't compared Mint's setup to very many other systems. It does have a section that shows you what's gained and lost the most value recently, along with more graphs that can compare performance to different indexes (indices? lol). And it definitely does show investments and other assets like real estate and cars (with the option to connect to Zillow and Kelley Blue Book) as part of your overall net worth.
Maybe you left Mint before they implemented some of these features...?
That is very possible and you all are making me think I should log back in and check out the NEW Mint 
@Creditaddict wrote:
@Anonymous wrote:I'm gonna have to jump in and disagree. Mint tends to budget month-by-month (though there's a way you can set budgets to carry over), but there's a whole section called Trends where you can look at how much you've spent on any particular category or merchant monthly, yearly, however you like. You can see graphs of how much your net worth, assets, debts, income, or net income have changed over time, or pie charts of monthly spending.
Also, the investment section isn't half bad, though I haven't compared Mint's setup to very many other systems. It does have a section that shows you what's gained and lost the most value recently, along with more graphs that can compare performance to different indexes (indices? lol). And it definitely does show investments and other assets like real estate and cars (with the option to connect to Zillow and Kelley Blue Book) as part of your overall net worth.
Maybe you left Mint before they implemented some of these features...?
That is very possible and you all are making me think I should log back in and check out the NEW Mint
*claps and cheers* One of the only things I don't like about Mint is the incompatibility with GE cards (due to GE Bank, not Mint). It's awesome otherwise!
@Creditaddict wrote:
@TheOptimusMan wrote:Simple Thread. Which application do you use for your Personal/Business Finances?
Pros & Cons? Anyone use all of them? Comparisons?
A) Manilla
B) Mint
C) Personal Capital
D) Other?
Use to use Mint but use "Personal Capital" now because it seems to link up to more banks although Comenity does not have very many of there cards in it.
It also links up to more bank accounts that mint would not... oh and my car leases work in personal capital too.
If you have a lot of retirement and investments and want to see a TOTAL picture with net worth and alerts of your portfolio moving then personal capital HANDS DOWN...
Personal capital also saves all the data and you can sync up pretty easy to something I believe... Mint is month by month for transactions if I'm not mistaken (unless you load to something else you can't get to the end of the year and say Mint how much did I spend on gas, but personal capital you can.
I had tried Manilla for a minute a year or so ago and I liked it and might have used it if it wasn't for the 3rd party bill pay... I like to log in directly at my bank to do bill pay and I felt like at the time the biggest selling point for manilla was syncing up your bills and paying right from it.
I just set up Personal Capital, and I also like it a lot. Have you ever used their investing portion? I'm wondering how good they are if you have any experience with them. Do they have a minimum amount you have to invest?
@MidnightVoice wrote:Excel
So last millenium! 
I still go back to Excel for most things end of the day, though I'm pretty happy with what I need from USAA's functionality which is nearly equivalent to what I suspect DCU offers. My financial life is pretty simple though, bunch of bank accounts and one discount brokerage to rule everything for the most part.
