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What is your largest CL and which card?

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AverageJoesCredit
Legendary Contributor

Re: What is your largest CL and which card?

Macys Amex 25k
Navy Cash Rewards 20.2K Smiley Wink
Message 11 of 68
Stralem
Established Contributor

Re: What is your largest CL and which card?

Middle of the pack.

 

CSR @ $23.7k

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 12 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?

BoA cash rewards, 50K.

Citi DC,  40K.

 

I have to say I don't think I've ever asked for a CLI until last January. My DC card (which was other Citi cards in the past) has been 40K since 2007 lol. I asked for a CLI in January and got swatted like Patrick Ewing used to serve up under the basket, with a HP smashed in my teeth. Got CLIs with BoA, Amex, and DISCO since.

 

So I haven't tried to maximize my CLIs until now. I'm going to try to grow them within the next 6 months. 

 

I did ask for a CLD with Citi back in 2000. From 15,900 to 6,500. Was in the middle of a divorce and had to keep the card open as the ex had no credit history and wanted to limit my exposure.

Message 13 of 68
TSlop
Valued Contributor

Re: What is your largest CL and which card?

My BoA PR @ $37,500. It was at $17k (original opening CL) and I tried for $50k CLI after a year and a half using it and they approved me for $37,500 saying it "meets or exceeds our maximums".... so I probably won't be trying that anymore on that card.

Message 14 of 68
Aim_High
Super Contributor

Re: What is your largest CL and which card?


@Anonymous wrote:
I have a $50k and $47k card with Chase. Was thinking of closing my southwest card if I can transfer the whole balance to my CSR card and get a $97k CL. Wondering if Chase will do it?

They might ... I have total lines with them of

$138,400 spread among six cards now. 

I may further consolidate as you are planning.

I started working on broadening my limits a couple

of years ago so it's a work-in-progress.

I have consolidated before and really no questions

from Chase about it.  They've been easy.

 

My current top three cards:

Bank of America Cash Rewards -- $70K

Chase Sapphire Reserve - $55K

Discover IT Chrome - $50K


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 15 of 68
Creditplz
Valued Contributor

Re: What is your largest CL and which card?

60k on Chase Marriott, 37.5k on United Club, 31.5k on US Bank Cash +, 30k on a few Synchrony cards..

And a hand full of 20-30k cards
Message 16 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?

$500 Fortiva

Message 17 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?


@Anonymous wrote:

$500 Fortiva


500 w/800+ scores?

Message 18 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?


@Anonymous wrote:

@Anonymous wrote:

$500 Fortiva


500 w/800+ scores?


That was attempted humor.  I'm just an idiot FYI Smiley Wink

Message 19 of 68
Anonymous
Not applicable

Re: What is your largest CL and which card?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

$500 Fortiva


500 w/800+ scores?


That was attempted humor.  I'm just an idiot FYI Smiley Wink


I was wondering lol. 

 




 

Message 20 of 68
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