What’s the best CLI you’ve ever gotten?

[CreditInspired]

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@iced wrote:

$10,000 (Chase, multiple times - $12,000 SL -> $20,000 -> $30,000 -> $40,000), though I've also never asked for more than $10,000 at once.

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WOWSER.

Impressive indeed.

[Anonymous]

I'm quite sure that iced gave up HPs for all of those CLIs, correct?

[CreditInspired]

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@Five6Two wrote:

BofA has given me $4-6k increases every 6 months for the last 2 years so that has been helpful! 

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Now, that's what I call a gravy train. 

[CreditInspired]

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@Streetervillelady wrote:

Today, Neiman Marcus raised my SL from $14,000.00 to $25,000.00. 

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Wow, almost double.

Congratulations!

[CreditInspired]

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@Anonymous wrote:

$27k... going from my $3k SL on my Lowe's card to $30k with a quick phone call shortly after approval. 

FWIW, I could have gone to their max of $35k, meaning that a $32k CLI was "possible" although I didn't push that far.

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Niceeeeee. Very nice.

[Anonymous]

New to the game. $1,800 from Discover when it became "unsecured". Then another $1,000 exactly a year after that.

Oh, and not counting but the wonderful 3x Amex increase from $4,000 to $12,000.

[iced]

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@Anonymous wrote:

I'm quite sure that iced gave up HPs for all of those CLIs, correct?

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Yes. I would ask for $10,000 once per year so the pulls were spread out, not that they ever affected my score in any meaningful way.

[Anonymous]

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@iced wrote:

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@Anonymous wrote:

I'm quite sure that iced gave up HPs for all of those CLIs, correct?

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Yes. I would ask for $10,000 once per year so the pulls were spread out, not that they ever affected my score in any meaningful way.

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Agreed.  As the last inquiry would become unscoreable you took on another; No big deal.  Which Chase card was this on out of curiosity?  Was that first (smaller) CLI a HP as well, or was that one SP?  If that was a HP as well, did you ever receive a SP (auto) CLI on the account?

[Streetervillelady]

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@CreditInspired wrote:

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@Streetervillelady wrote:

Today, Neiman Marcus raised my SL from $14,000.00 to $25,000.00. 

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Wow, almost double.

Congratulations!

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Thanks. I’m sure they’re hoping I drop in and lose my mind shopping 🛍 

[iced]

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@Anonymous wrote:

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@iced wrote:

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@Anonymous wrote:

I'm quite sure that iced gave up HPs for all of those CLIs, correct?

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Yes. I would ask for $10,000 once per year so the pulls were spread out, not that they ever affected my score in any meaningful way.

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Agreed.  As the last inquiry would become unscoreable you took on another; No big deal.  Which Chase card was this on out of curiosity?  Was that first (smaller) CLI a HP as well, or was that one SP?  If that was a HP as well, did you ever receive a SP (auto) CLI on the account?

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I noticed all of 2-3 points difference on my EX report between 1 inquiry and 6, so I think even if I did them all in the same year it wouldn't have made a difference.

It was for the Explorer card. First one was just to get it to an even limit, and the subsequent ones were to keep it even. I like limits that are nice and round. I've also long since closed that card and added its limit to my CSR so I shouldn't need to ask for a CLI again any time soon.

I never got a SP CLI from Chase, though my wife has. The only SP CLIs I've ever got in my life were from Citi.