Someone mentioned these on another site.
The wallpaper is free for everyone in the general public; you don't have to log in to the website to access the wallpaper:
https://www.usaa.com/inet/ent_utils/McStaticPages?key=desktop_wallpapers_main
And maybe a computer guru can explain what this is. It sounds like it would be useful -- I wish I knew what it is:
https://www.usaa.com/inet/ent_utils/McStaticPages?key=widget_market_place
