Changing Repayment Plan?

[Anonymous]

I am in standard repayment for the US Dept of Edu loan but was thinking about changing to an income contingent repayment plan, since  don't make that much per month any more (was laid off, finally found another job, that makes a LOT less than what I used to make).  Using their calculator, my payment would be about $100 a month less than what I'm paying now on the standard plan. 

Is anyone on an income contingent plan?  Does switching to that kind of plan hurt your score?

Thanks for any advice!

[SCF]

Switching to a different payment plan should have no affect on your credit.  As long as you don't miss any payments (be sure the plan is in effect before making a reduced payment!), you should be just fine.