I have two stafford loans through Sallie Mae that I received in the fall of 2003. Due to financial reasons, I had to take the next semester off and started back the following Fall. I graduated in May of 2008 while receiving nothing from Sallie Mae. One or two months after graduating, they started to bill me, but I had changed my address, so I wasn't receiving them. I also went away from the state for a summer job in Los Angeles (I'm from New England) for 3 months right after graduation. In my mind, I was aware that I had to start paying everything in November of 2008. I first found about it when I found a delinquency of it on my credit report and it was already 90 days late. Since then, I've been paying the loan no problem. The problem is I now have a total of 3 delinquent accounts because of it, and I wouldn't have had any problems paying them in time if I had known. I already paid one of the 3 accounts in full. My scores are pretty bad considering I feel like I have never made any late payments and have a 0 balance on 3 credit cards with a total credit limit of about $4500.
Is there anything I can do about this situation?
Is there anything that I can do?
