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hi, everyone. i'm new to this and I have been trying to fix my credit for alittle time now, but im stuck trying to figure out how to fix my school loan. here is the story.
i attended college and ended up not finishing. i owe 4,000 for school loan. for 2 years now i have pushed it without making payments. i have been at my job for almost 2 years and now want to pay off my school loan so in the near future i can purchase a house. but i was wondering what goodwill adjustment letter i should write to fix the late payments and continue to make monthly payments? thanks
What type of loan is this? Federal or private? It is in collections? How is it reporting currently?