HELP!!! Last semester of school and I need help finding a private loan to cover expenses!

[Anonymous]

I'm all out of options for federal loans. I have just started my last semester of my senior year and am running into some financial difficulties just a few months before graduation.

Are there any banks offering private loans to anyone in my situation? I am graduating from Boston University with a good GPA in May but I have no options for a creditworthy co-signer and my income is only around $10,000 (HH income ~ $16,000).

My EQ FICO is 722, 4 inquiries. Sallie Mae rejected me for a private student loan (via Nellie Mae) yesterday (TU pull; not sure on the score but similar range). They said I would require a co-signer.

Does anyone know of any decent options for me here? I would really rather not run up my credit cards if I can avoid it with a decent rate on a student loan. Thanks so much in advance.

[Anonymous]

Research first, but you might try Chase.  I got approved for a loan to cover Summer tuition since I maxed out my federal stuff for that year.  My scores were mid to high 600s and I did not need a cosigner.  I DO work full time and make decent money so they have have taken that into consideration.  I was rejected everywhere else as they required a cosigner.