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teton wrote:
When I finished school in December, I had loans with three companies. I applied for a consolidation loan. I received a letter saying my consolidation went through, but missed reading part of the message that said one of the loans was not included in the consolidation. I have been making payments on the consolidated account, but didn't send payments for the one not included in the consolidation because I thought it was part of the consolidation. Now my CR is showing I was 90 days behind on it. I went ahead and paid it off when I realized I still owed money on the loan. Is the delinquency going to be on my report for seven years? Appreciate the feedback.