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Loan question?

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Frequent Contributor

Loan question?

I have 2 loans with Navient that I'm paying on now.  I also have 2 loans with Great Lakes that I'm paying.  With the Great Lakes loans my loans are unconsolidated so my payments are going towards a single loan amount instead of the entire balance (ex. one loan is $800.00, one is $1,795 etc.)...Paying this way is better for me because I can see the balance going down. 

 

One of my loans with Navient is $13,000.  I can pay a good portion of this balance down by the end of the year but the problem is I consolidated my loans with Navient so if I make a payment the money will go towards both loans plus interest therefore the balance is not really going down.  Is there a way for me to unconsolidated my loans?

Cards in my wallet: Quicksilver One $1,000.00 Merrick Bank $1,500.00 First Premier $1,025.00 Credit One $1,200.00 Kohls $700.00 Victoria Secret $500.00 NY & Company $750.00 Williams Sonoma store card $2,500.00 PayPal Credit $1,500.00 Alphaeon Credit $6,000.00 Fortiva credit 1,000.00. PayPal credit 2,400.00.

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