I have 2 loans with Navient that I'm paying on now. I also have 2 loans with Great Lakes that I'm paying. With the Great Lakes loans my loans are unconsolidated so my payments are going towards a single loan amount instead of the entire balance (ex. one loan is $800.00, one is $1,795 etc.)...Paying this way is better for me because I can see the balance going down.
One of my loans with Navient is $13,000. I can pay a good portion of this balance down by the end of the year but the problem is I consolidated my loans with Navient so if I make a payment the money will go towards both loans plus interest therefore the balance is not really going down. Is there a way for me to unconsolidated my loans?