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Loans and Student Loans---a question

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Anonymous
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Loans and Student Loans---a question

So, my in lieu of taking out a private student loan for school (my school is uber pricey so federal loans don't even come close to covering it) I took out two private loans through my credit unions.  ---One was refinanced with a small amount added to it this year and a brand new one I recieved this year as well (14K)---

 

However, making payments is not that easy and so I'm thinking about just biting the bullet and taking a private STUDENT loan out so I can defer payments until I graduate (~2 years)---

 

Will these recent personal loans afftect my ability to take out a new private student loan?  (I will take out enough to pay off the other loans so I only have one large outstanding loan rather than 3 smaller ones)

 

If so, how long do I have to wait before taking out a private student loan?  And for that matter, what is a good lender to go with?

 

THANKS!!!

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