hello everyone;
i have a federal student loan that i an that I have never paid late on in order 2 years. I owe a school about 2k from enrolling and then stopped going. They said I need to pay that back first before I can enroll again. I told them to take it out of the grant and new loans I quality for and then I can enroll again. They said they can't do that. My scores are on my profile. I need a private student loan company that will approve me for 2k so I can pay the school and start taking classes. My scores aren't the best but I have s student loan that I have never been late on in 2 years and I have over 20 accounts that report monthly of on time payments. The reason for the score low is pre March 2014, I didn't care about my credit and I have a bunch of medical bills. I have never paid credit cards or auto loans late. All my previous negative is medical.
Does anyone know of a place I can get a student loan or any loan with my scores that I can use to pay off the school so I will qualify for loans and grants again. Out of the 2k owed, half of it is to repay a grant from government and other half is money owed to school.
Experian - 695 (4Y1M AA, 33 INQ)
Transunion - 686 (1Y5M AA, 30 INQ)
Equifax - 726 (3Y1M AA, 4 INQ)
Total Credit Lines: $99,387