So like most of us I had zero idea what I was getting myself into with student loans and for years I deferred and made late payments and missed payments and only since I separated from my ex-husband last year have I been truly diligent about getting these loans back into something manageable. I know Nelnet is a pain to get late payments removed, etc. so I'm not really looking for advice on that but my question is this. As you can see from the picture below my first late payment was back in 2009. With the 7-year rule does that mean those will begin falling off next year and every year (2018, 2021, etc) as time continues to pass? Or will they stay on there to my last delinquency from 2014 hits the 7 year mark in 2021?
