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After years of frustration with the PSLF, I finally had my loans completely forgiven, and helped a friend get her's forgiven as well. It's so much easier with the PSLF Waiver to get payments to count towards the magic 120. It did have a huge impact on my scores...about -75 points across the board, but it'll rebound soon enough.
For anyone still working on it, best of luck, and don't give up!
@ds3 wrote:After years of frustration with the PSLF, I finally had my loans completely forgiven, and helped a friend get her's forgiven as well. It's so much easier with the PSLF Waiver to get payments to count towards the magic 120. It did have a huge impact on my scores...about -75 points across the board, but it'll rebound soon enough.
For anyone still working on it, best of luck, and don't give up!
Congratulations!!
Yay! Congratulations! I agree that the limited waiver is a huge help! I was able to count so many payments. I wish it would have counted times where I could not afford to make payments and had to go on a forbearance (hence no payments due). But I will take what I can get. I have about five more years left until I qualify for forgiveness.
Congratulations on the loan forgivenss and thank you for the data points! ☺️