I have some student loans that are being reported 2007 90days and 2008 90 days late. I contacted them and they sent me info requarding this. They stated the last time was in 2007. Anyways I disputed this on credit report but no dispute results as of yet. Won't be ready until 8/26/09. Should I wait to see if dispute goes in my favor or should I send EQ and TU this letter I recieved from Edfinancial showing the exact dates I was late. I should be showing current on these loans since 8/31/2007. This last 90 days late is killing my score I think? How long does these effect scores any how? Any advice would be great. Thanks
