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SL Lates Vanished Off Experian

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MasonK
Frequent Contributor

SL Lates Vanished Off Experian

Anyone have any ideas as to why 3 different loans with different dates and different servicers would have fallen off my EX report in September while still being reported to EQ and TU?

 

ACS/SLFC - 12 lates 6/14-9/14 and 5/15-1/16 (I know I didn't make any payments from 6/14 through 1/16, but they say I did.

FedLoan (x2) - 9 lates 10/14-6/15

 

I can't figure out why these lines would have been removed by EX. I was thinking the 2020 loan forbearance programs, but they would have dropped from all CRAs; also, why September? Why not last March or April?

 

Thoughts?

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

Message 1 of 2
1 REPLY 1
Cory88
Frequent Contributor

Re: SL Lates Vanished Off Experian


@MasonK wrote:

Anyone have any ideas as to why 3 different loans with different dates and different servicers would have fallen off my EX report in September while still being reported to EQ and TU?

 

ACS/SLFC - 12 lates 6/14-9/14 and 5/15-1/16 (I know I didn't make any payments from 6/14 through 1/16, but they say I did.

FedLoan (x2) - 9 lates 10/14-6/15

 

I can't figure out why these lines would have been removed by EX. I was thinking the 2020 loan forbearance programs, but they would have dropped from all CRAs; also, why September? Why not last March or April?

 

Thoughts?


I have a new loan that funded on the 30 Dec 2020 and it reported to EX and during this month it was marked as close with a balance but when I look at EQ and TU they are sill marked as open with a balance my loans are marked as "in school" and are not delinquent I think it may  be a EX issue as the loan services said my loan is fine and is being reported right. Hope this helps.

Message 2 of 2
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