I'm new to the community, so please forgive me if this is a silly question.
I have a student loan that was serviced by Sallie Mae, in my young and stupid college days I allowed numerous 120+ day past dues to be reported. I eventually paid off the loan completely back in June, 2005. I am a little lost on when exactly I can expect this item to fall off my credit report, and my TU report doesn't seem to predict it as it does with the few other baddies I have from that time frame in my life.
It is reported as Paid/Paying as Agreed, however the remark on the 120+ deliquincies is something I cannot wait to get off my report. Any light shed on this, would be much appreciated.
Starting Score: EQ: 635, TU: 623 EX: ???