Student Loan

[Anonymous]

Hello everyone so I refinanced my student loan from Kentucky Higer Education to Sallie and then Sallie Mae sold it to DOE and then Department of Education trasferred to Great Lakes. My problem is all the initial ones are on the credit report and have some delinquent reporting on them. Even though the delinquency goes back a few years I was told by a lender that I can request the negative reporting be removed or the actual reporting be deleted. KY Higher education made it seem as though I have several different accounts with them. Instead of consolidating the account each semester that I received a loan from them they created a different account number.

[Whitneyy]

So what are you trying to figure out? 

[Anonymous]

I apologize I was so happy. I was wanting to know if they would delete the ones that had been refinanced.

[Whitneyy]

Only way you would know is if you ask, I would send in a letter explain what happened and your situation and ask for forgiveness and in return, they delete the older tradelines. 

[pisspoorcredit]

I have a very similar situation. I'm currently in a rehab with the new servier and 1 month from being done with it. BUT...I still have old tradelines reporting on my CR's as if they are separate. Can I dispute these along the lines of these are inaccurate? New servicer is reporting new balances, which are totally different from the OC's tradelines.

[Anonymous]

Okay thank you. I sent a letter to the Lenders and also did a dispute online.

[Whitneyy]

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@Anonymous wrote:

Okay thank you. I sent a letter to the Lenders and also did a dispute online.

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I don't think you should've disputed because sometimes it still comes back verified, I mean its still your debt. The goodwill was to excuse the issues on the tradeline and have them update to show perfect.

[Anonymous]

Man I am stll learning. Thank you. I will wait and see the outcome.

[Whitneyy]

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@Anonymous wrote:

Man I am stll learning. Thank you. I will wait and see the outcome.

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I understand, let me know. 

[pizzadude]

Moving to Student Loans