If you're asking about private student loans - the terms vary widely from lender to lender. As a rule, credit unions tend to be a little more consumer-friendly because they are owned by their customers. They can also have more lenient lending standards, but that is generalization, not a rule. If you're considering private loans, you'll want to shop around carefully and compare terms and interest rates. While a credit union may have the best offer for you, don't assume that will be the case.
