My girlfriend is taking out student loans, but it looks like it's killing her Average Age of Accounts. Her most recent credit card is about 3 years old - and everything else on her report is older than that, with the oldest at about 7-8 years old. Her Average Age of Accounts, however, is less than 3 years. The reason is that her student loan disbursements come through three times per year, so it looks like she has 3 new accounts every year. Over the course of 2 years in school, that's 6 new accounts that drag down her AAoA.
Is there any way to combat this? Since they're all government loans, can they just be reported once per year instead of 3 times per year?
