Hi!
My husband and I have student loans in IBR. We discovered as many others have that mortgage lenders wont allow your loan payment to be zero without attributing 1% for payments. Anyways, our income went up this year so we did recertification early to give us payments. Navient should be done processing it soon.
How will having new student loan installment payments affect credit scores - in particular the mortgage FICOs? We’re unfortunately in a time crunch. It’s fine if they don’t go up but I’m hoping at the least it doesn’t hurt them.
