What do I do with my loans????

[Anonymous]

I had planned to go to law school in Fall '09.  I have decided to wait until Fall 2010 to apply.  How will this affect the repayment of my loans?  I have Federal loans and 1 private loan.  The deferment on my CR states dates well after I would begin law school, but I'm not confident they are accurate.

Should I call and find out?

[203bravo]

Generally, payments will be expected 6 months after you are no longer enrolled.  Then once you enter law school, they will be placed back on forbearance.