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This looks like a red flag to me Mo
The main reason this annoys me is because they werent labeled as credit finance accounts when I pulled my first EQ fico, then once I added some revolving lines they mysteriously became them. TU FICO doesn't say they are CFAs.

As far as the lates go, I made two consecutive payments a really long time ago, then managed to get a deferment because I went back to school for a class, then that expired and I didn't know you could get reduced payments and such so I never called to talk to Sallie Mae about my options. I was ignorant and rather than researching I folded and gave up on my credit, just stupid. ![]()
I see what you mean now...BUT...are those the loans you have now?? Those aren't the sallie loans, right?
When you go to your acct section & open each one...sallie will have the little mortarboard icon, for student loan. What do the new loans show??
Marinevietvet quietly stands off to the side grateful that he's not creating any more damage than he already has. ![]()
@MarineVietVet wrote:Marinevietvet quietly stands off to the side grateful that he's not creating any more damage than he already has.
But we still know you're there....just waiting to pounce the first time I stray off target.....
@BungalowMo wrote:
But we still know you're there....just waiting to pounce the first time I stray off target.....
LOL. That will NOT happen. You obviously know much more about this than I do. I'm trying to observe and learn.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772
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@BungalowMo wrote:I see what you mean now...BUT...are those the loans you have now?? Those aren't the sallie loans, right?
When you go to your acct section & open each one...sallie will have the little mortarboard icon, for student loan. What do the new loans show??
It's for sure the Sallie Mae tradelines that are flagged as CFA because when the flag popped up the first time I only had 8 accounts listed on my EQ and one was a CC.
Here's an example of one of the seven loans post-rehab how the OL looks vs. the NL tradeline.


And here is how it looks on TU where it's not flagged as a CFA.


I had some issues with a student loan from the DOE. The loan had to go into rehab, then it went back to the DOE. When I pulled by bureaus, they were showing the derogs. I spoke with the DOE and they said that once the loan came out of rehab, it should have been reporting as on time. They went back and fixed the loan on all three bureaus, and wiped out all of the derogs. I do not know if Sallie Mae would do the same thing. The student loan that I had from the school where I went would not. Might be worth a phone call or a couple of letters to find out.