I am a recent grad and I refinance all of my loans with SoFi. The variable rate wasn't great which surprised me and only slightly better than the weighted average of what I had. I plan to continue to pay down my debt but want to refinance again with a fixed rate when I have a more attractive profile.
I refinanced with SoFi but either I plan to refinance with them again or go with one of its other competitors. Is it worth trying to refinance after 6-12 months?
Also, if you want a free $100 signup bonus for SoFi (instead of getting $0 for signing up), you can go through this link: https://www.sofi.com/refer/426/51615
