When will this be deleted?

[Anonymous]

Will this come off my report when it becomes 10 years old... or when the last late is 7 years old? 

What is the date in which this will finally be removed? 

Thank you in advance for any information. 

[Anonymous]

7 years

May be able to request early exclusion a few months early from that date

[Anonymous]

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@Anonymous wrote:

Will this come off my report when it becomes 10 years old... or when the last late is 7 years old? 

What is the date in which this will finally be removed? 

Thank you in advance for any information. 

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the account closed in the "green", so the TL falls off in 10 years from the date it was closed. This is a good thing.

The lates will each individually drop off from TU and EQ as each hits 7 years old. EX will drop the string of lates as soon as the first late in the string hits 7 years old.

Once the lates are gone, the TL will help your AAoA and only reflect the remaining positive history. It is a good thing it does not fall off entirely!

[Anonymous]

Thank you @Anonymous and @Anonymous for the helpful information and also for explaining it to me in terms that were easy enough to understand.