Hi, I'm new with FICO rebuilding and need to start fixing my score of 461!
I have currently got all my 16 student loans to report as "paying as agreed" after getting a deferment from the 4 companies who own me: (nelnet, sallie mae, aes/boa, and USDOE/GLESI
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But since there was a 3-5 month period before I knew they were not deferred, I have 23 late payments showing before the deferment was granted - HOW CAN I GET THESE REMOVED? The deferments were also placed effective prior to the delinquencies showing...please help.
