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Hi everyone!
I have 7 student loans totaling $15,000. Ive had them for 3 years. I have 1 late payment in June of 2017 that is reporting on my credit. I called to see if I could get retroactive forebearance but they told me no. I wanted to know if consolidating my loans would erase all of those late payments since I would be basically starting over on a new loan if I consolidate. Will those payments and loans be taken off my report completely? Or how would that work? Will that make my score go up?
Thank you!