is this correct?

[Jess21]

In 2009 I have a few 30, 60, 90, and 120 lates on my College Fundation school loan.  This loan and now back to deferment until i graduate since I went back to school.  however on my credit report all of this lates show 4 times because it shows that ther eare 4 CF accounts. I thought this was a single loan.  Is this how it is supposed to report? ...I hope I made some sense and thanks in advances for your help.

[SCF]

A new tradeline is created each time you disburse a new student loan - for some this is every semester, for others, only every year.  You also get a new tradeline for each type of loan, for instance if you received unsubsidized and subsidized loans in two annual disbursements (for two years of school), you would have four tradelines.  The late reporting on each of them is also correct - even though you make only one payment that covers the minimum for each loan, they are technically each their own account and can report.