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December 2019 Check In Thread

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Frequent Contributor

Re: December 2019 Check In Thread

Just treading water at this point.  Scores are looking good.   No CC debt or loans of any type...     

 

Started the year at about 720 - ending in the 810's.  Two new cards and their INQ's hit 1 year in about 3 or 4 months.   All is good.   

 

So here comes 2020.   Let's see what it has in store for us challengers - good luck to all and happy new year!

Stay Liquid My Friends...


Starting Score: F8 3xx
Current Score: F8 789
Goal Score: F8 800


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Message 31 of 36
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Moderator Emeritus

Re: December 2019 Check In Thread

Close December 2019 with my Fico 08 scores back at 850 and no inquires for over two years. Do not need any new credit as I purged the ones that are no longer of use and have the ones that fit my best spending pattern.

Note, in 2020 lenders may advance new or reconditioned lending products that may be of interest and then all bets are off! Also, as most of you know, generally scores in the mid 700s+ will bring the card products home that you desire Smiley Happy assuming a good credit profile.
Starting Score: 300
Current Score: 824
Goal Score: 850


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Message 32 of 36
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Established Member

Re: December 2019 Check In Thread

How do you get those neat graphics at the bottom of your pages....copy and paste? 

Another question...what is gardening?

Starting Score: 643
Current Score: 643
Goal Score: 675


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Message 33 of 36
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Moderator

Re: December 2019 Check In Thread


@ChocolateCityN8v wrote:

How do you get those neat graphics at the bottom of your pages....copy and paste? 

Another question...what is gardening?


All the info on the graphics is in the Smorgasboard forum. Gardening is not applying for new credit and letting what you have age.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 34 of 36
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Member

Re: December 2019 Check In Thread

Happy New Year's Eve. I'm a new member but seams like perfect timing to partipagte in the myFICO Fitness Challenge. Here's a snapshot of my current scores https://imgur.com/a/iPDpO2a 

Equifax: 648 Transunion: 648 Experian: 648

Message 35 of 36
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Established Member

Re: December 2019 Check In Thread

Thanks!

Starting Score: 643
Current Score: 643
Goal Score: 675


Take the myFICO Fitness Challenge
Message 36 of 36
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