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October 2022 Check In Thread

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sportsguy83
Regular Contributor

Re: October 2022 Check In Thread

Nothing major to report.  I recovered some of my lost points (EX +8 and TU +7) after my big drop last month. My Altitude GO individual utilization now reports below 89% (0% interest through June 2023) and my Upstart loan now shows as paid off in 2/3 reports (looking at you EX!). As I continue to reduce the individual utilization of my Altitude GO and cross the utilization thresholds I should see some minor bumps in my score. Should report around 60% by the end of the month. Overall utilization is hovering around 10%, would like to get that into single digits by the end of the year.

 

Hoping to be in a good position for some CLI by January.  Would like to close my Barclays Arrival (annual fee, don't use it enough) in February but don't want my overall utilization to drop a lot.

Beginning Rebuilding - February 2022

Current Scores - June 2023

Goal Scores - January 2024

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