September 2024 Check-In Thread

[denverguy67]

Update:  I reached my goal today! I raised my Experian Vantage 3 score from 688 to 721 in 4 months.    

From Chase Credit Journey: "You reached your goal early and raised your score 33 points. Way to go!  721/721".  

Chase Credit Journey won't give me a new goal, but I think doing these should raise my score to 740.

1. Pay down card with largest balance to 49%.  (currently at 73%)

2. Pay down card with 2nd largest balance to 29%.  (currently at 46%) 

4. Get aggregate balance to 29% of aggregate credit limit.  (currently at 33%).

 I should be able to do this by 1/1/25.  I hereby commit myself to this goal.