118 points?!

[907grown]

Okay, so I pulled my TU fico today for the first time since I have been subscribing to myfico, me TU score is 118 points higher then my EQ, that makes me want to call my credit union and have them pull my EXP score to see what that is.  This makes me happy to see that at least one score is good.  I have been basing every move on my equifax report, only problem is my eqifax score is not moving at all. So I guess my only other thought would be why is there such a big difference? 

[haulingthescoreup]

Print out your myFICO EQ report and your myFICO TU report, and lay them out side by side. Get a yellow highlighter and go through, noting opening dates, balances, account statuses, etc etc. Something is missing on one account or another.

EQ is bad about dropping closed accounts. It's possible that your AAoA is way shorter on your EQ report if they've lost a bunch of older accounts. That's just one possibility.

Also, compare the list on negatives on screen 2 of each report. These are the factors that hurt your scores, with the most important one listed first.