No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Yes... this is the result of paying before statement cut on other cards .. if you want to get best Fico scoring you will need to report a balance on any other card and not only on Chase so will not end up with 0 balance on all accounts. Right now this mid cycle reporting happens for Chase only and for US Bank they report at the end of the month and not when statement is closing. Now on the bright side ... Fico has no memory and your score will be right up next month ..so don't worry !
@Anonymous wrote:A followup question, if you spend say $10 on a credit card, but it's less than 0.5% of that card's credit limit, does that count as 0% or 1% utilization?
even 1$ is going to be 1% ..only negative balances and 0 balances report 0 % util