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2 Years Old Inquiry Removed = Fico Score Increase 3 Points

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Brenke
Member

Re: 2 Years Old Inquiry Removed = Fico Score Increase 3 Points


@OmarR wrote:

@SouthJamaica wrote:

@Brenke wrote:

Today one inquiry that was already over 2 years old was removed and my Ex Fico score increased by 3 points.

I always knew that an inquiry only affects the score for 1 year.

Then there's no other explanation since this is the only change to my credit file today. Nothing else happened to my credit file today, ABSOLUTELY NOTHING! Not even a payment reported, nothing...

See screenshot https://prnt.sc/vdU5exyCzOnT

If any of the more experienced members have another explanation I'll be glad to hear it. Thanks Smiley Happy 


You compared your credit report from today with your report from yesterday, and one inquiry was missing?  I thought that experian.com just removed the inquiries on the first of the month. Maybe I'm wrong.


Experian removes them on the first Sat of the following month, unless that Sat is the 1st on the calendar. Than it's the second Sat of that given month.


Great tip, thanks a lot for that Smiley Happy 

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