cancel
Showing results for 
Search instead for 
Did you mean: 

2010 Tax Lien

tag
HYPASS33
Frequent Contributor

2010 Tax Lien

Got the tax lien deleted off my CR and score didn't budge!! What's up with that?? I was expecting at least 50 point swing!!
Message 1 of 33
32 REPLIES 32
09Lexie
Moderator Emerita

Re: 2010 Tax Lien

Congrats on the deletion. Unfortunately, it looks like your CS took the hit the first few years and like everything else...time made it better. I would never have thought 50 points but as I mentioned before having a cr clear of a public record will help you in the long run.
Message 2 of 33
OhioCPA
Frequent Contributor

Re: 2010 Tax Lien

It depends on what is on the rest of your credit report. When my last baddie fell off of my reports I saw a 80 point increase. It sounds like the lien wasn't your last negative item reporting.

________________________________________________________________________________
Message 3 of 33
HYPASS33
Frequent Contributor

Re: 2010 Tax Lien

I do have a paid charge off and a few paid collections. I think the CO reporting as a derogatory is hurting even tho its paid. Wish I could get the CO changed from paid/ co to just Paid. Don't know how to make that happen. I do still have one collection that will be off this month so not sure how much that will help.
Message 4 of 33
NJTurnpike
Established Contributor

Re: 2010 Tax Lien

wrong forum again


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 5 of 33
TimeToRecover
Established Contributor

Re: 2010 Tax Lien

HYPA how long did it take.  I sent my stuff off to the IRS for the withdrawl 3 weeks ago.  I still haven't heard anything back yet.  Im getting antsy!


Starting Score: 570 ish
Current Score:EX (701) EQ (711) TU (705)
Goal Score: 750
In My Wallet: GE Care Credit (8K) BestBuy (6K) BofA Cash Rewards Signature Visa (7K) Cap One Quicksilver (10.5K) Chase Freedom (4K) Lowes (6K) VS Angel Card (2.4K), Macys (4K)
Message 6 of 33
llecs
Moderator Emeritus

Re: 2010 Tax Lien


@HYPASS33 wrote:
Got the tax lien deleted off my CR and score didn't budge!! What's up with that?? I was expecting at least 50 point swing!!

Which CR are you looking at and where did the score come from?

Message 7 of 33
HYPASS33
Frequent Contributor

Re: 2010 Tax Lien

I faxed mine and called two days later. Rep got his boss and she found my fax and deleted right then. She was nice. Started to ask for more deletions. LOL
Message 8 of 33
HYPASS33
Frequent Contributor

Re: 2010 Tax Lien

EQ and MyFico
Message 9 of 33
TimeToRecover
Established Contributor

Re: 2010 Tax Lien

You called the IRS office?


Starting Score: 570 ish
Current Score:EX (701) EQ (711) TU (705)
Goal Score: 750
In My Wallet: GE Care Credit (8K) BestBuy (6K) BofA Cash Rewards Signature Visa (7K) Cap One Quicksilver (10.5K) Chase Freedom (4K) Lowes (6K) VS Angel Card (2.4K), Macys (4K)
Message 10 of 33
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.