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@Bleety17 wrote:
Paid a Best Buy bill and the balance went from 791 to 700. Dropped my experian score 25 points! How in the heck?
I have not bought anything with the card recently. Could that be why?
Thanks!
Have you had a chance to check your reports for acuracy..??
I did. I disputed a Verizon bill from 2013. They were reporting the balance I owed them as a Credit limit. They also reported it as a 90 day late.
(Verizon bill was paid in full in 2013)
TU and EQ are not reporting it with a CL.
EQ just updated with the new best buy balance of $700 and the score didnt change.
Paying a balance down (but not off) cannot lower your FICO score. Something else is going on that resulted in your score drop, but I can assure you it wasn't paying down your Best Buy balance by $90 if you still owe ~$700 on it.