3CRA's Popularity

[Anonymous]

Is it me or Experian seems to be the reporting agency that most lenders seem to look at followed by EQ and TU. It seems that everywhere i have searched for credit they have told me that they pull EX. I don't particularly care which CRA they pull from since my scores are within 10-20 points from each other but on the inquiry scales i have more inquiries in EX than i do TU and EQ. i guess i just have to look for lenders that use the other too and give EX a break. i only have 5 on EX and 1 on EQ 1 in TU. 3 of the 5 were mortgage related so i need to get them out of there since prices in this area are astronomical and im jumping off of the mortgage hunt.

[fused]

A lot of this depends on where you live, but I have noticed EX being utilized more and more around the entire country. I'm in Hawaii and EQ was king for years, now it's EX. My guess in Hawaii is:

EX pulled 60-70% of the time

EQ pulled 30-35%

TU pulled < 10%

[Junejer]

Hawaii? I'm jealous. It's about 35 degrees and raining here right now.