3b report vs real time.

[Anonymous]

I just received my new updated 3b report. Why is my real time scores higher then the 3b report? Which one should I go by?

[Revelate]

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@Anonymous wrote:
I just received my new updated 3b report. Why is my real time scores higher then the 3b report? Which one should I go by?

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Actually the report is more real time than the monitored FICO 8 scores, at least at the moment that it's pulled.

myFICO will update your real time FICO 8 scores with the report ones in my experience.

[Anonymous]

Ya I’m not sure. Cause my real time is pretty different like 20+ points on one. So not sure why the real time is higher than my report that just came out.

[Anonymous]

Actually I’m an idiot. I was looking at my old report and I didn’t hit redeem on my new report. Everything is matching up now. Sorry for the trouble

[RonM21]

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@Anonymous wrote:
Actually I’m an idiot. I was looking at my old report and I didn’t hit redeem on my new report. Everything is matching up now. Sorry for the trouble

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Stuff happens haha.  It's godd that you were checking though, becasue you never know sometimes. 

[Anonymous]

All reports/scores should be time-stamped in one form or another.  If a variance exists between the two reports/scores, it's simply because the time they were generated is different.  This is of course assuming that the bureau data and scoring model are a constant, which in this case they are.