700 score plus

[nicholasyud]

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????

[jamesdwi]

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@nicholasyud wrote:

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????

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I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. 

[nicholasyud]

When did you get to 700 ???

[LS2982]

I had 700 EX and 712 TU with a PR reporting and a few lates close to 2 yrs old.

[nicholasyud]

what PR report  ?

[llecs]

PR = public record (liens, judgmnets, etc.)

[nicholasyud]

thanks llec